If you were born between the 11th and 31st, you won’t get your Social Security check next week. Many retirees and SSDI beneficiaries are asking: Where’s my money? Don’t worry—it’s coming. It’s just coming later than usual this May.
This delay may be a little stressful, especially if you’re counting on that money. But here’s the good news: your payment is not being canceled or reduced. It’s just running a bit late because of how the dates fall this month. Let’s break down exactly what’s happening and when your money will arrive.
Why Payments Are Delayed in May 2025
May 2025 is running a bit behind for Social Security checks. The reason? The second Wednesday of the month—when many people normally get paid—falls on May 14 this year. That pushes payments back for everyone born after the 10th of the month.
So, if your birthday is between the 11th and the 31st, your payment is coming late. Depending on your birth date, you’ll either get paid on May 21 or May 28. No payments will be sent between May 5 and May 12.
Don’t Panic, It’s Not a Cut
This delay doesn’t mean your benefits are being taken away or lowered. You’re still getting the same amount—it’s just landing in your account a little later.
People who started getting benefits before 1997 already got paid on May 2. Everyone else will get paid later based on their birth date.
Social Security Payment Schedule
To make things easier, here’s a quick look at when the payments are going out:
| Date | Who Gets Paid |
|---|---|
| May 1 | SSI payment for May |
| May 2 | Retirees who started benefits before 1997 |
| May 14 | Birthdays from the 1st to 10th |
| May 21 | Birthdays from the 11th to 20th |
| May 28 | Birthdays from the 21st to 31st |
| May 30 | Early SSI payment for June (since June 1 is Sunday) |
If your birthday is after the 10th, you’ll need to wait an extra week or two.
Payments Are Still Made by Direct Deposit
No matter when your payment is scheduled, it’ll be sent by direct deposit. That means it should go right into your bank account without any need to pick up a check. So, even if the date is late, you won’t have to do anything extra to get it. Just keep an eye on your bank account on your assigned date.
What If Your Money Doesn’t Arrive?
If your money doesn’t show up within three business days after your scheduled payment date, it’s time to act. You should:
- Go to the official SSA website at ssa.gov
- Call their toll-free number
- Visit your local Social Security office
It’s rare, but delays or errors do happen. If you’re missing a payment, don’t wait too long before checking in.
Some People Already Got Their Payments
If you started receiving Social Security benefits before 1997, your check was already sent out on May 2. This group follows a different schedule and doesn’t have to wait like others.
Same goes for SSI recipients—your May payment came on May 1, and you’ll get your June payment early too (on May 30) since June 1 falls on a Sunday.
Plan Ahead for the Delay
If you were expecting your money next week but your birthday is after the 10th, now’s the time to plan. Try to manage your spending until your payment comes through. Yes, it’s frustrating to wait. But at least you now know exactly when you’ll get paid.
FAQs
When will I get paid in May if I was born on the 15th?
You’ll get paid on May 21, 2025.
Is my payment being canceled?
No, your payment is only delayed, not canceled.
I didn’t get my payment. What should I do?
Wait three business days, then contact SSA.
How will I get paid?
All payments are made through direct deposit.
Why is May different?
Because the second Wednesday is on May 14 this year.
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